SZABIST University Islamabad

Digital Excellence
2021-06-02
A webinar was arranged for the students in the Management Sciences department today 2nd June, 2021 on the topic of, ‘Digital Excellence’. The areas of Search Engine Optimization, Freelancing, Blogging, and E-Business were covered in the webinar. Many students and colleagues participated to avail this opportunity. Mr. Fakhar Zaman an SEO expert was the resource person, while Dr. Muhammad Shafiq, Assistant Professor SZABIST was the moderator of the event.

Click here to watch Video

https://drive.google.com/file/d/1rMy95OzHRQsn_ypvAqOhk1yOUYBC3kcc/view

“The House of Free Books”
2021-06-01 08:00 - 2021-06-10 17:00 (Asia/Karachi)
A small library was established by Community services students SS-1 as part of their final project “The House of Free Books”. The main purpose was to provide free story books and reading material for the street children of the community “Mera Abadi” F-11/2-Islamabad. The children are getting non formal education in the center led by SPARC (Society for the Protection of the Rights of the Child). The project was successfully implemented by group leader “Areeba Haq” and group members “Arooba, Alishwa, Iqra, Naima, Saleha, Shaista, Shahbaz with the support and guidance from the management of SPARC.

Webinar: Career and Skills Development in a post-Covid work environment
2021-06-01
Webinar on ‘Career and Skills Development in a post-Covid work environment’
Department of Management Sciences, SZABIST Islamabad

The Coronavirus pandemic has disrupted organizations and brought fundamental implications for career and skills development as it accelerates the Fourth Industrial Revolution. Future business and HR managers need to think differently about the skills and talents they need to acquire to adjust to the new-normal work environment that has redefined future career success.

To guide our future work force for their career and skills development for success in a post-Covid work environment, a webinar on ‘Career and Skills Development in a post-Covid work environment’ was arranged for students of BBA. BSAF, MBA. Mr. Ijaz Ahmed, a seasoned HR expert and certified trainer shared his valuable insights on the subject. Mr. Ijaz’s last appointment was as the Chief Human Resource Officer at Khushhali Microfinance Bank Limited (KMBL), the largest and awarded the best microfinance Bank in the country. He possesses a vast depth of experience and expertise across many areas of HR, while his professional competencies include change & culture management, business process improvement, policies & procedures, stakeholder management, strategic HR and customer-centric approach. Approximately 90 participants comprising majorly of students and some faculty members attended the webinar

Date: June 1, 2021 at 1030 am – 1145 am.
Mode: Google meet.
Moderator: Dr. Fatima Ashraf
Assistant Professor, Department of Management Sciences, SZABIST Islamabad
Speaker: Mr. Ijaz Ahmed
HR Expert and Certified Trainer

Webinar on Transformational Change during COVID 19
2021-05-30
SZABIST Islamabad conducted online webinar on Sunday 30th May 2021 on the topic “The recent COVID-19 lockdown has forced the organizations globally to change. In this regard, the question arises: How could the transformation take place especially in Pakistan?” for the MBA Change Management Day and Evening Spring 2021.Dr Mubarik HussainCEO Quantum Mechanics (Pvt)Ltd, CEO Brains in Brain and Entrepreneur and Academician graced the occasion with his appearance. Dr IffatRasool Assistant Professor of Management Sciences department Moderated the session. The guest speaker shed the light on factors responsible for transformational change during the COVID 19 in Pakistan and answered the questions of audience related to the subject.

Mastering Quantitative Data Analysis using SPSS Software
2021-05-25 18:00 - 20:00

Identification of Contemporary Themes in HR Research
2021-05-25 13:30 - 16:30
The HR Plex at SZABIST, Islamabad highlights the role of the HR function and of HR and OB research in motivating, inspiring and adopting change in the rapidly evolving workplace. It arranges research workshops, panel discussions, mock interview sessions, and guest lectures to provide undergraduate and graduate students opportunities to engage in experiential experiences.
On Wednesday, May 26th, 2021, the HR Plex arranged a panel discussion among experts from the academia and the corporate sector in order to discuss recent themes in HR and OB research, the challenges stemming from the new normal of work and the possibility of shifting towards alternate work arrangement (WFH/ partial WFO arrangements) in the near future.
The online panel discussion was moderated by Dr. Shazia Akhter and organized by Ms. Sundas Azeem. The discussion panel included Dr. Muhammad Abbas (FAST-NUCES, Islamabad) and Dr. Tasneem Fatima (International Islamic University, Islamabad) from the academia, and Mr. Amjad Iqbal (PTCL & Ufone), Mr. Haroon Kanth (Teradata, Pakistan), and Mr. Danish Nadeem (S&P Global) from the corporate sector.
Mr. Amjad Iqbal discussed the initial response to the COVID-19 WFH arrangement at his employing organization. He also emphasized the need of structured communication and of the need to channel information through the right channels in times that involve speculations, invoke anxiety, and demand changes to the work setting. He also emphasized the need to study and develop individual resilience and to re-structure work accordingly.
Dr. Muhammad Abbas emphasized the need to study individual differences in response to changing work settings, work-family conflict, productivity and management facilitation and flexibility that add to productivity while working from home. He also highlighted the relevance of research on E-HRM.
Mr. Haroon Kanth discussed the role of analytics and digitization during COVID’19. According to Mr. Haroon, there is a need to focus on business continuity plans for businesses in Pakistan. He added: “If we want to have a global impact we need to act and think globally, we can no longer think locally and create an impact globally.”
Dr. Tasneem Fatima further added on to the topics of new research in human resource. According to her, new avenues in research should emphasize include changes in organizational behavior and human resource planning. The new norm is working from home and this has resulted in many new opportunities for people to work globally now.
Mr. Danish Raja highlighted the need for a paradigm shift among individual employees, teams as well as management, in acknowledging the changes demanded by the new work arrangement. He highlighted the importance of a change in corporate practices as well as of the need to bring about a cultural change within organizations.
The discussion ended with the conclusion that in addition to studying the themes identified during the discussion, developing trust among the academia and the corporate sector is essential in order to address the challenges of the new normal of work.

Mastering the Art of Trading Future in PMEX
2021-05-21
A seminar was arranged by Dr. Hassan Raza Assistant Professor SZABIST Islamabad for the BSAF Risk management. The students were informed about the working of the Pakistan Mercantile Exchange Limited (PMEX). The resources person was Irfan Kasana senior Manager PMEX. Guest speaker shed light on the role of PMEX which is the country’s first and only demutualized commodity futures exchange, licensed and regulated by the Securities and Exchange Commission of Pakistan (SECP). Based on sophisticated multi-dimensional infrastructure and state-of-the-art technology, PMEX offers a complete suite of services i.e. trading, clearing & settlement, custody as well as back office, all under one roof.

International Webinar on “The Effects of COVID-19 on Global Trade: Positive Vs Negative"
2021-04-23 15:00 - 16:00
It is the era of globalization, rapid technological changes and economic shifts. This rapidly changing environment gives us several intimidations beside opportunities like the widespread of COVID-19. This pandemic not only destroy our organizations but economies and even our lives. It is pertinent to discuss its positive and negative impact globally with relevant experts. SZABIST-ISLAMABAD is persistently arranging endeavours to provide international exposure to our valuable students.
In continuation an International Webinar was held with numerous participants from multiple countries like Indonesia, Malaysia, China, Thailand, Pakistan and etc. The guest speaker Mej. Log. Ts. Chang Kah Loon (President, the Society of Logisticians, Malaysia (LogM) and Director, AK Shipping, Malaysia) bejewelled the occasion. Dr. Muhammad Saeed Shahbaz (Assistant Professor, Department of Management Sciences, SZABIST Islamabad moderate the event. Special thanks to Dr. Muhammad Asif Khan (Head of Management Sciences Department) for his valuable partaking, cooperation and coordination for making this event successful.

Guest Lecture on “AGILE/SCRUM in Project Management"
2021-04-23 11:00 - 12:00
The MSPM program of SZABIST aims to furnish the students with real industrial exposure beside the formal knowledge. In continuation a guest session was organized on 23rd of April 2021. The guest speaker Mr. Muhammad Kashif Siddiqui (CGEIT, COBIT, PMP, CISA, Vice-President JS Bank) graced the occasion and teach the student about the latest IT practices in project management and how these tools and techniques are helping in real life. Dr. Muhammad Saeed Shahbaz make all the necessary arrangement and moderate the session.

Convocation 2021
2021-04-20
Graduation ceremony is one special day in students’ lives. They look forward to it for years to celebrate their achievement, efforts, and excitement on feeling extra special.
This year, Covid-19 has transformed things by posing different challenges. Notwithstanding the uncalled for restrictions, which have plagued the world alike, we have organized an E-Convocation to celebrate this momentous occasion for the Class of 2020.
We enthusiastically look forward to celebrating this virtual ceremony on 20 April 2021 together with online presence a host of people including the graduating students along with their parents and friends; university management, staff, and faculty; our keynote speakers; the proud valedictorian; and the wider audience.
Be part of this memorable day and multiply the joy and sense of accomplishment of our graduating students. Join us on our social media platforms to share the celebrations.

Session on Neuroscience and Behavior
2021-04-13
Guest Speaker Session on Neuroscience and Behavior
A guest speaker session was held on Saturday March 13, 2021 for the class of BBA 2 Human Behavior Spring 2021. A prominent Psychologist Ms Sana Mukhtar was invited by the faculty member Dr. Iffat Rasool. Ms Sana Mukhtar has extensive experience of working with national and international organizations as a psychologist. The Guest Speaker shared her knowledge and experience related to behavioral concerns of human beings and answered the queries of the audience.

Guest lecture on “Exploratory Factor Analysis (EFA) and Confirmatory Factory Analysis (CFA) by using SPSS"
2021-04-10 18:30 - 20:00
The MBA program of SZABIST aims to equip the students with latest tools and technique beside the formal knowledge. In continuation a guest session was organized on 10th of April 2021. The guest speaker Dr. Noman Soomro, Assistant Professor, SZABIST, Karachi, Pakistan graced the occasion and teach the student about the Exploratory Factor Analysis (EFA) and Confirmatory Factory Analysis (CFA) by using SPSS. Dr. Muhammad Saeed Shahbaz make all the necessary arrangement and moderate the session.

Why Do Company Pay Dividend?
2021-04-02
A seminar was arranged by Dr. Hassan Raza Assistant Professor SZABIST Islamabad for the MBA Strategic Finance. Dr. Safdar Ali Butt was invited as Guest Speaker who is a financial expert, a senior corporate official, a trainer, an academician, an author and an entrepreneur, with having 26 years of industry and 30 year of teaching experience. Topic of discussion was “why do companies pays dividend?”. The Guest speaker shared his experience on how paying dividends allows companies to share their profits with shareholders, which helps to thank shareholders for their ongoing support via higher returns and to incentive them to continue holding the stocks.

Trading on Pakistan Mercantile Exchange
2021-04-01
Online experiential activity was organized and hosted by Dr Shumaila Zeb for MBA Strategic Finance on 1st April 2021. Mr Irfan Kasan from Pakistan Mercantile Exchange joined the activity as guest speaker and shed the light on the role of Pakistan Mercantile Exchange Ltd (PMEX) in Pakistan. PMEX is the first technology driven, web-based, demutualized multi-commodity exchange in Pakistan and is owned by National Bank of Pakistan Limited (33.98%), Pakistan Stock Exchange Limited (28.41%), ISE Towers REIT Management Limited (17.76%), LSE Financial Service Limited (7.25%), Pak Brunei Investment Company Limited (6.80%), Zarai Taraqiati Bank Limited (2.90%), Pak Kuwait Investment Company Limited (2.90%), Individuals (0.0001%). Students fully participated in the activities and Mr Irfan Kasan answered the queries of students related to functions and trading procedures of Mercantile exchange.

The Role of Islamic Banking in Pakistan
2021-03-30
Online experiential activity was organized and hosted by Dr Shumaila Zeb for MBA Strategic Finance on 30th March 2021. Mr Anwar Gondal Cluster Manager of Dubai Islamic Bank Pakistan participated as a guest speaker. Mr Anwar Gondal shared that the Islamic banking sector is thriving across the globe, however, this rapid expansion has not been without its challenges. Therefore, the business graduates must learn maximum about the financial institutions and their working with respect to Islam and both local and global challenges, if they want to grow their career in the banking sector. Students fully participated in the activities and Mr Anwar Gondal replied the queries of students related to functions and procedures of Islamic banking.

Seminar on ‘Agility is a new normal’ (13 February 2021)
2021-03-13
On 13 February 2021, a seminar was conducted on ‘Agility is a new normal’ by Agile PK and SZABIST Islamabad. The keynote speaker Mr. Naeem Iqbal, President Agile PK discussed how to adopt agility in order to cope up with changing times. The awareness session included activities supervised by Mr. Naveed Ramazan, Chapter President Agile PK which engaged the participants and gave them a feel of working in an agile team and environment. The session was concluded by Mr. Khusro Pervaiz Khan, HOC SZABIST Islamabad Campus who shared his experience of implementing agile practices at SZABIST during the pandemic. SZABIST and Agile PK plan to conduct hands-on training workshops using the latest tools & techniques in near future.
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Two PhD Viva Voce – Management Sciences – Ms Saima Nosheen and Ms Gul Bahar
2021-03-09 - 2021-03-10
Two PhD Viva Voce – Management Sciences – Ms Saima Nosheen and Ms Gul Bahar
On 09 and 10 March 2021, Viva Voce for two PhD students from Management Sciences department were held at SZABIST Islamabad. The Head of SZABIST Islamabad Campus, Mr Khusro Pervaiz Khan graced both sessions through his presence. Attendance in both sessions was mandatory for all PhD scholars. Ms Saima Noor did her specialization in Human Resource Management. Her dissertation topic has been ‘the Mediating Role of Person-Environment Fit in the Linkage between Leadership Styles and Individual Work Performance in High Power Distance Culture’. In the second Viva Voce, Ms Gul Bahar defended her dissertation. Her area of specialization has also been Human Resources Management and her dissertation topic has been Antecedents of Employee and Organizational Ambidexterity Leading to Competitive Advance: An Integrated Model. Both defense sessions were attended by local supervisors, internal examiners and were witnessed by foreign examiners. Both Ms Saima and Ms Gul successfully defended their dissertation. Congratulations to both of them.
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Workshop on Research Gap Identification MBA series of Workshops
2021-03-09
The workshop on ‘Research Gap Identification’ was held at Shaheed Zulfiqar Ali Bhutto Institute of Science and Technology for the students of MBA on 9th march 2021. It was an interactive session by Ms. Sundas Azeem who was the resource person and permanent faculty at SZABIST Islamabad. The Program Manager of MBA Dr.Shazia Akhtar introduced the Resource Person and the purpose of the workshop which was part of the series of workshops to improve the overall quality of research of MBA students. The workshop main focus was to set a direction for the students and bring light to the initial steps that are involved in undertaking any Research.
The workshop started off discussing where to actually begin your Research: what should be done and what should be avoided right from the beginning. The concept of Research Gap Identification was introduced and was further elaborated through the reliable sources of Gap Identification that helped to identify the gap. Some important themes of the workshop were

Counterintuitive Argument
New Perspective
Future Research directions of existing paper
See a problem around you? What does study say about it?
Meta-analysis

In the end a question/answer session was conducted where students asked their queries regarding the topic of discussion. Some of the question that were asked are stated below:

If there is a research area that has not been touched upon for quite some time i.e. last research 10 years ago in 2010. Could it be identified as a research gap that could be taken in to account for thesis?
The area of Digital Marketing has not made much progress research wise in Pakistan. Would it be a good area to find a Research gap in?
How important is it to correctly identify the Research gap? What consequences would it carry if a mistake is made?
How much time should one take on Gap Identification?

In all, it was a very informative session which was much appreciated by the students. It cleared up many confusions in the minds of the student and gave them a sense of direction in identifying what possible areas can be researched on through Research Gap Identification.

MBA EXPERIENTIAL LEARNING ACTIVITY
2021-03-08
Considering the significance of Pakistan stock exchange (PSX) in promoting the activities of
capital market, an onsite visit was arranged by Visiting Faculty Mr. Mohummad Arshad for MBA Portfolio & Investment Management students of SZABIST on March 08, 2021.

Visit of Pakistan Stock Exchange (PSX)

The scholars of MBA visited PSX and in this regard the regional head of PSX arranged a presentation regarding the role of PSX and trading activities. The key areas briefed by PSX team are as under;

PSX after merger of three stock exchange and demutualization process has emerged as a new trading platform for boosting capital market activities. As on March 8th, 2021 there are 549 companies listed in PSX and the total market capitalization is Rs. 8,079.455 billion.

PSX has formulated three different indexes based on the criteria already prescribed for companies to be included in these indexes. These are as under;

KSE 30 INDEX: KSE 30 Index includes the top 30 most liquid companies listed on PSX based on Free Float methodology
ALL INDEX: Consists of all listed companies on PSX based on Full Cap methodology.
Trading activities in PSX: The regional head also introduced the trading mechanism in PSX and integration with CDC and NCCPL . The process of trading of share was explained in detail along with its settlement and clearing.
Upon query, it was apprised that issuance of share is a critical financial decision for companies and for this purpose; PSX has revamped the IPO process in collaboration with apex regulator.

The PSX team also highlighted the significance of stock market and deliberated that it is one of the most liquid markets in Pakistan which have 17% return which is more than any saving in bank account. Currently there are 50 million people have bank account in Pakistan but just 2 lac people are trading in stock exchange.
The speaker guided the MBA students that they have an opportunity to invest in the stock market. They also guide students how to analyze the companies share and the sell or buy these companies share and get returns.

VISIT TO STOCK BROKER: In order to have flair of real market activities, PSX also arranged a visit to securities broker where trading of shares was carried out.

The management of securities broker briefed about the trading of shares and highlighted the key fundamentals for determining the prices of shares. In this regard, they apprised about the up and down in share price because of many reasons like company performance, political interference.
The securities brokers also discussed type of trading like day trading in which the trading of shares are traded on daily bases and being a student it’s not better for students because it need more technical skill. On their other side there is long term trading in which the trading of shares are trading annually. For trading the shares we must needed a broker who looks after there up and down in the prices of share and then we sell or buy.

KSE-100 INDEX: This is the most recognized index of PSX which includes the largest companies on the basis of market capitalization. KSE 100 Index stocks has a representation of all the market sectors of PSX. The Index represents 85% of all the market capitalization of the Exchange. It is calculated using Free Float Market Capitalization methodology

Orientation Session of MBA Day and Evening
2021-02-23
Orientation session of students for MBA programs fresher was conducted by Program Manager/Associate Professor Dr Shazia Akhtar at SZABIST Islamabad Campus on Tuesday 23rd February 2021. Dr. Shazia Akhtar welcomed the students for on-campus session. The students were guided for the academic policies of SZABIST Islamabad. and SOPs for COVID 19. Subsequently, senior students of MBA shared their experiential learning during their stay at SZABIST Islamabad

Learn Mendeley (Literature & Reference manager)
2021-01-11 18:30 - 21:00
The Management Science Department of SZABIST-ISLAMABAD always strives to keep students updated on contemporary techniques in advancement in tools and software for analysis of research. In continuation to have hands-on knowledge a workshop with the theme “Learn Mendeley (Literature & Reference manager) and boost your research” was conducted by the instructor Dr. Muhammad Saeed Shahbaz on 11th January 2021 (Monday) for the student of Master of philosophy in Management Sciences (MSMS), Dr. M Asif Khan (Head of Management Sciences Department) grace the occasion and blessed his valuable contributions.
Covered topics:
Introduction of the Mendeley
Installing the Mendeley Desktop and creating an account
Adding, managing, organizing, editing the research material (Research articles, books, thesis, reports and etc.) on Mendeley.
Plugin MS-Word with Mendeley
Citation and references on MS-Word through Mendeley.
Change and/or iteration various citation styles (APA, IEEE, Vancouver and etc.)
How to import research material from various sources to Mendeley directly.

Workshop on online registration of companies with SECP
2021-01-05
On 5th January 2021, a workshop was conducted for BBA-5A students studying law and taxation to provide practical exposure on online registration of companies with SECP and all other related. The workshop was conducted by Mr. Naveed Shami, Partner in Insight Associates. Islamabad.
The workshop was conducted in a simple language and with real forms and real-time online demonstration on the SECP website. The main objectives of the workshop were to help the students to online company registration, important forms to choose from, and what should be done after registration of a company with SECP?
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Workshop on Preparation and Presentation of Financial Statements
2021-01-05
On 5th January 2021, a workshop was conducted for BBA-Financial accounting students to provide practical exposure on the preparation and presentation of financial statements. The workshop was conducted by Mr. Hassan Jamil Malik, Manager Finance, PMCL (Jazz).
The workshop was conducted in a simple language and with real forms and real-time online demonstration Oracle financial. The main objectives of the workshop were to help the students to record accounting entries in ORACLE Financial.
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Tapping the Untapped Potential - The mindset required for a sustainable analytics program
2021-01-01
MBA Evening and Day students organized an online webinar on “Tapping the Untapped Potential – The mindset required for a sustainable analytics program” on Friday, January 1, 2020.
The guest speakers from Jazz and CBT discussed the business analytics evaluation process, BA operational ecosystem, and the most recent use cases of marketing intelligence and analytics of the local and international market.
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Webinar on “ Hurdles to Develop a Viable Political system in Pakistan”
2021-01-01
Faculty of Management Sciences organized Webinar on “ Hurdles to Develop a Viable Political system in Pakistan” on Friday, 1st January 2021 for graduating classes of Ms. Gul-i-Ayesha Bhatti of BBA 2(A&B).
The Guest Speaker, Ms. Nadia Nouman elucidated to the students about the predicament in developing a viable political system in Pakistan. Moreover, She also enlightened them about the need for positive participation of the young generation in the political arena. Students took great interest while discussing the different solutions to the topic under discussion. The session was very interactive and students’ keen interest was quite obvious from their questions.
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Community Services Project by Students of Social Sciences.
2020-12-28
Projects were done under the supervision of Ms. Sana Mukhtar(Lecturer Social Sciences)
Following Community, Services Projects were submitted by students during their 1st semester

Awareness Campaigns regarding COVID 19
Masks distribution
Child Protection Awareness
Mental health Awareness
Plantation
Cleanliness drive
Child rights

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Webinar on the significance of Databases in today's business environment
2020-12-26
Guest Speaker: Mr. Naseeb Ul Hassan
Moderators: Mr. Ghulam Subhani and Ms. Sidra Ghazali
The webinar was held on Saturday 26th Dec 2020 from (2:00 to 4:30 PM) for the subject IT IN BUSINESS. The webinar was attended by the students of BBA Section “1-A, 1-B and 1-D”. To shed light on the significance and usage of Databases in today’s business environment, Mr. Naseeb ul Hassan who is working as an Assistant Manager IT in Iqra University Islamabad explained how different types of databases are currently used by small, medium, and large scale businesses inside Pakistan. He further explained the pros and cons of different databases that are currently being utilized by private and Government organizations inside Pakistan.
In addition, Mr. Naseeb ul Hassan also helped students to go through some of the practical work in this aspect. He guided students about how to create databases, Tables, Queries, Forms, and Reports in MS ACCESS. At the end of each topic, students were encouraged to engage in a Q & A session by the guest speaker. In the end, students were encouraged to develop their IT related skills so that they might have a competitive edge when they go out for Job interviews after completion of their respective degrees.
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PhD Viva Voce of Ms. Maria Zulfaqar
2020-12-23
PhD Viva Voce of Ms. Maria Zulfaqar (Management Sciences) took place on Wednesday, December 23, 2020. The area of her specialization was in Marketing.
The Head of Campus SZABIST Islamabad graced the defense session, followed by the defense panelist members and faculty of SZABIST Islamabad.
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Online Tax Returns Filing Workshop
2020-12-22
On 22nd December 2020, a workshop was conducted for BBA, MBA, and MS (MS) students to provide practical exposure on how to file income tax returns for themselves, family members, and their peers. The workshop was organized by Dr. Shumaila Zeb (Assistant Professor, Management Sciences) conducted by Mr. Saqib Naseer, Tax Team Lead in A. F. Ferguson & Co. – PwC, and Mr. Khalid Abdul Ghafoor (Lecturer, Management Sciences).
The workshop was conducted in a simple language and with real forms and real-time online demonstration on the Federal board of revenue Website using IRIS. The main objectives of the workshop were to help the students to file income tax returns, an important form to choose from, and what should be done after filing a return of income?
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Students of BBA in the course of "Dynamics of Banking”
2020-12-21
Students of BBA in the course of “Dynamics of Banking” visited the Branch and participated in the following activities to learn Branch operations practices.
1- Bank role in lending and borrowing as a Financial institution.
2- SBP role after COVID-19 for Banking operations to facilitate customers as well as employees.
3- Cheques, types, Endorsement, and types.
4- Account opening and types, documents required for account opening.
5- Deposit Investment returns for the short term and long term.
6- SME Commercial role for economic development and productivity.
7- Customer services.
8- Islamic and conventional Banking.
9- Green Banking
10- Career growth in the banking industry.
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